Superb Home Financing
We are a direct lender providing greatest opportunities with financing; whether for home purchase, new construction or refinance. We enable You to choose the best loan product & pricing to best help accomplish your goals. We offer all loan types for Investments to reverses, new construction, 1st time home buyers, down payment assistance, self-employed borrowers, super jumbo single family and condos as well as challenging credit scenarios-We Will Care For Your Progress
All Credit & Financial Scenarios Welcome
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Conventional - Fannie / Freddie
FHA / VA - Less Than 580 Scores OK
Jumbos - SFR and Condos
Self Employed / Alt Documentation
Investors - DSCR and Full Doc
High Loan Amounts
Loan Amounts have risen so that conventional and agency FHA / VA mortgages have higher loan limits than ever, while jumbo mortgages reach up to 20 million dollars. For commercial financing, mortgages and working capital can stretch to over $100 million while requiring minimal documentation.
Fannie Mae and Freddie Mac have unique programs that can help reduce documentation and appraisal requirements. Also, because of available mortgage insurance and secondary market can allow for high loan to value financing at the lowest costs.
FHA and VA Agency Loans
FHA and VA loans are backed by government agencies and thereby can provide lower rates and expanded qualification parameters. Integrity Mortgage cares greatly for borrowers hoping for agency qualification and our rates demonstrate our sincerity to help. Credit scores can be less than 580 for those with compensating factors such as extra reserves or larger down payments.
Investors and Visa Foreign Nationals
One of our focal points are helping investors and foreign nationals purchase real estate in the USA. We welcome many different visas, and our Investor DSCR programs can stretch as low as .70 (<1.0), and have high loan to values. We can help with single family, multi-family and commercial mortgage financing.
OUR VISION & MISSION
Integrity Mortgage was founded to provide direct access to the best real estate financing products, pricing and service possible. We deeply value our clients and partners who expect the most reliable lending service available. As a direct lender of a very wide array of mortgage products, while committed to minimal expenses, we are able to provide tremendous savings and efficiency in real estate financing.