Real Estate Financing
Florida real estate service proving Rent to Own and many special finance programs for residential, commercial and investment property financing. We work closely with Realtors that specialize in each their specific area and property type in Florida. We also provide multiple Rent To Own programs helping families and investors secure properties to purchase when they're best able. Our lender affiliates also enable families to consider down payment assistance and grant programs. We enable our clients to secure the best finance program & pricing to best help accomplish their goals. We are here to help provide a path to real estate ownership even in the most challenging of markets and time.
All Credit & Financial Scenarios Welcome
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Conventional - Fannie / Freddie
FHA / VA - Less Than 580 Scores OK
Jumbos - SFR and Condos
Self Employed / Alt Documentation
Investors - DSCR and Full Doc
High Loan Amounts
Loan Amounts have risen so that conventional and agency FHA / VA mortgages have higher loan limits than ever, while jumbo mortgages reach up to 20 million dollars. For commercial financing, mortgages and working capital can stretch to over $100 million while requiring minimal documentation.
Fannie Mae and Freddie Mac have unique programs that can help reduce documentation and appraisal requirements. Also, because of available mortgage insurance and secondary market can allow for high loan to value financing at the lowest costs.
FHA and VA Agency Loans
FHA and VA loans are backed by government agencies and thereby can provide lower rates and expanded qualification parameters. Integrity Mortgage cares greatly for borrowers hoping for agency qualification and our rates demonstrate our sincerity to help. Credit scores can be less than 580 for those with compensating factors such as extra reserves or larger down payments.
Investors and Visa Foreign Nationals
One of our focal points are helping investors and foreign nationals purchase real estate in the USA. We welcome many different visas, and our Investor DSCR programs can stretch as low as .70 (<1.0), and have high loan to values. We can help with single family, multi-family and commercial mortgage financing.